Nnamani has felt these effects, despite the professional progress she’s made in self-employment. “Something I actually miss a lot is just that regular income and sense of security,” she says. “I was the higher earner in the family, so that definitely was a big blow to our finances. I've since had to make a lot of adjustment, like we're having to think twice before making certain decisions. We used to have a budget for the kids’ college funds and for stocks. We pretty much had to put a hold on a lot of those things. It has been a huge sacrifice.”